In 2025, the FHA loan limit for National-Harbor County within Prince George's, MD is $822,375 for a single-family home. For a 2-unit property, the limit is $1,053,000, increasing to $1,272,750 for 3-units, and reaching $1,581,750 for 4-units.
The highest amount available for conventional loans on a single-family home is $822,375. The limit for 2-units is $1,053,000, while 3-unit homes have a cap of $1,272,750, and for 4-units, it is set at $1,581,750.
Use our FHA calculator to find the most competitive FHA rates today and assess what is necessary for qualification, including down payment, required income, credit scores, reserves, and documentation.
Lendersa® calculator facilitates comparisons between FHA rates and those of other loan programs. You can explore options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to see how they compare with FHA offerings.
By gathering data from thousands of lenders, Lendersa® quickly matches this information to your unique financial profile and needs, providing tailored options.
The Loan Limits Comparison Table for 2025 in National-Harbor County, MD shows maximum loan amounts across various programs, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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