In the year 2026, within Paramount-Long-Meadow County, part of Washington, MD, the FHA loan limits are specified as follows: $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for those with three units, and $685,400 for residences with four units. These limits are established to accommodate various housing types and ensure adequate financial support.
For conventional loans, the highest permissible amount for a single-family residence is $548,250. For homes composed of two units, the cap increases to $702,000, while it further reaches $848,500 for three-unit properties, and extends to $1,054,500 for homes with four units. This range provides versatility in lending options suitable for diverse housing needs.
To explore today’s FHA rates and evaluate necessary qualifications, use our FHA calculator. It is designed to help determine the down payment, income, credit status, reserves, and documentation required to qualify for an FHA loan. With this tool, prospective borrowers can better plan and prepare for their mortgage finance journey.
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The Lendersa® calculator facilitates comprehensive comparisons between FHA loan rates and terms and those offered by a broad spectrum of other lending programs. This includes evaluating Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, ensuring you find the best fit for your financial situation.
Lendersa® accesses extensive loan data from thousands of financial institutions and quickly compares it with your unique financial profile to deliver accurate and tailored loan options.
The Loan Limits Comparison Table for 2026 in Paramount-Long-Meadow County, MD, presents maximum loan amounts across different loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To comprehensively analyze qualification requirements like income levels, reserve needs, and credit criteria, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for detailed insights and informed decision-making.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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