In 2025, the FHA loan limit applicable in Hagerstown county of Washington, MD is $472,030 for a single-family home. For properties with 2 units, the limit is $604,400, for those with 3 units, it's $730,525, and for homes with 4 units, the cap is $907,900.
Conventional loans have a maximum loan amount of $726,200 for single-family homes, $929,850 for 2-unit homes, $1,123,900 for 3-unit properties, and $1,396,800 for 4-unit buildings.
Use our FHA calculator to find today’s FHA best rates and figure out the downpayment, income, credit, reserve requirements, and documents needed for eligibility.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan programs. Explore options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects loan program data from thousands of lenders and provides comparisons against your unique financial profile and needs in mere seconds.
The Loan Limits Comparison Table for 2025 in Hagerstown county, Washington, MD allows you to compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
