In 2026, those considering FHA loans in the county of Prince George's, within Seabrook, MD, will find specific loan limits set. For a single-family home, the limit is $822,375. If you're looking at properties that consist of 2-units, the FHA allows a maximum of $1,053,000. Similarly, for 3-unit buildings, the cap is $1,272,750, and for homes with 4-units, it is $1,581,750.
When it comes to conventional loans, a single-family residence can reach up to $822,375. The limits adjust as the number of units increases: $1,053,000 for 2-units, $1,272,750 for 3-units, and$1,581,750 for 4-unit homes.
To assist in your planning, our FHA calculator is a valuable resource. Utilize this tool to reveal today’s most competitive FHA rates, and determine the essential downpayment, income levels, required credit scores, reserve amounts, and documentation you need to satisfy qualifications.
The Lendersa® calculator is your go-to tool for comparing the varying rates and terms of FHA loans against a full spectrum of other loan programs. Whether you’re considering FHA, Conventional loans, or looking at Jumbo loans, VA options, USDA, Non-QM, or even hard money loans, this is your all-in-one solution for thorough comparisons.
Lendersa® efficiently compiles data from thousands of lenders, and in a matter of seconds, aligns it with your personal financial profile and specific needs, offering an unparalleled comparison service.
Refer to the comprehensive Loan Limits Comparison Table for 2026 when making decisions. Located in Seabrook within the county of Prince George's, MD, it helps you juxtapose the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification standards, including income requirements, reserve needs, and credit prerequisites, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™), designed to support your financial planning.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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