In the year 2026, the FHA loan limit in Severn county, part of Anne Arundel, MD, stands at $632,500 for a single-family home. The limit for 2-unit properties is $809,700, for 3-unit homes it is $978,750, and for 4-units, the cap is $1,216,350.
The maximum amount for conventional loans on a single-family residence is $726,200. For homes with 2-units, it's $929,850, for 3-units the limit is $1,123,900, and for 4-units, it rises to $1,396,800.
Utilize our FHA calculator to view today’s top FHA rates and find out the necessary downpayment, income, credit criteria, reserves, and documentation needed to qualify.
The Lendersa® calculator is designed to compare FHA rates and terms with a variety of other loan programs. Analyze and explore options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans along with FHA offerings.
Lendersa® gathers extensive data from thousands of lenders and promptly aligns it with your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Severn county, nested within Anne Arundel, MD, aids in comparing FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to accurately evaluate criteria such as income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $632,500 | $809,700 | $978,750 | $1,216,350 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $466,400 | $466,400 | $466,400 | $466,400 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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