During 2026, the FHA loan limits in Springdale County, Prince George's, MD are set at $822,375 for a single-family home. For properties with 2-units, the limit is $1,053,000. Homes with 3-units are allowed a limit of $1,272,750, and properties with 4-units have a cap of $1,581,750.
For conventional loans, the maximum for a single-family residence is $822,375. The limit for 2-units is $1,053,000, for 3-units it's $1,272,750, and for 4-units, it's $1,581,750.
Utilize our FHA calculator to check today's top FHA rates and determine required down payment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator assists in comparing FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options. This enables you to find the best financial solution available.
Lendersa® gathers data from thousands of lenders and matches it to your financial profile, offering tailored comparisons.
The Loan Limits Comparison Table for 2026 in Springdale County, MD, showcases maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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