In the year 2026, the FHA loan limit for the county of Belfast in Waldo, ME, is $472,030 for a single-family home. This limit extends to $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for homes with 4-units.
The highest loan amounts under conventional loans for a single-family home are $726,200, extending to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for houses with 4-units.
Our FHA calculator is available to help you find the top FHA rates today, while determining essential requirements such as downpayment, income, credit reserves, and documentation needed for qualification.
The Lendersa® calculator offers an effective comparison of FHA terms with those of all other loan programs. You have the chance to explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in addition to FHA options.
Lendersa® aggregates comprehensive loan data from thousands of lenders, comparing it quickly against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Belfast within Waldo, ME allows you to evaluate maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For comparing requirements like income, reserves, and credit, try Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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