FHA Loan Limits for Durham, Androscoggin County, ME in 2026

For 2026, the FHA loan limit in Durham county, Androscoggin, ME, is $472,030 for a single-family home. For 2-units, it is $604,400, for 3-units, it is $730,525, and for 4-units, it reaches $907,900.

The maximum amounts for conventional loans on a single-family residence are $726,200. For 2-units, the limit is $929,850, for 3-units it's $1,123,900, and for 4-units, it's $1,396,800.

Use our FHA calculator to find today’s best FHA rates and determine the required downpayment, income, credit, reserves, and documents necessary for qualification.

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The Loan Limits Comparison Table for 2026 in Durham county of Androscoggin, ME, provides insights into FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Durham county of Androscoggin, ME

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Durham FHA Lenders

  • Midcoast Federal Credit Union
  • 186 Lower Main Street, Freeport, ME, 04032
  • Lends in Maine
  • Midcoast Federal Credit Union is a not-for-profit financial cooperative, owned by our Members who are residents, relatives, or people employed by numerous businesses throughout the Midcoast Region of Maine. Midcoast Federal Credit Union serves the communities of Sagadahoc, Lincoln and Knox counties along with residents and businesses.

  • East Coast Mortgage Group
  • 316 Center Street, Auburn, ME, 04210
  • Lends in Maine
  • East Coast Mortgage Group is a mortgage broker that is located in Auburn, Maine that offers the best rates, terms and fast closings throughout the State of Maine. Since 2007, East Coast Mortgage Group has been a mortgage company that has excelled to meet the needs of Maine communities within Lewiston, ME, Auburn, ME and Portland

  • AnnieMac Mortgage
  • 78 US Route 1, Cumberland Foreside, ME, 04110
  • Lends in Maine
  • We are committed to providing our clients with the highest quality financial services. A member of the Corey Scott Team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan

  • Maine Pointe Lending
  • 202 US Route 1, Suite 102, Falmouth, ME, 04105
  • Lends in Maine
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Carriage House Mortgage Company
  • 170 US Route 1, Suite 160, Falmouth, ME, 04105
  • Lends in Maine
  • Carriage House Mortgage seeks to create excellence within the real estate community. It is our goal to provide sensible, prudent and expert lending services to each one of our clients. We will ensure that we provide only the most appropriate lending products. Our goal is to provide our customers with fair mortgage rates at reasonable prices.

  • Five County Credit Union
  • 765 Washington Street, Bath, ME, 04530
  • Lends in Maine
  • Our Mission is Delivering true convenience through extended hours, modern & traditional banking services and trusted solutions. Five County Credit Union was founded by the employees of Bath Iron Works in 1956 and was then known as the "BIW Employees Federal Credit Union". In 1993, the credit union converted to a state charter.

  • Homestead Mortgage Loans Inc.
  • 840 Roosevelt Trail, Windham, ME, 04062
  • Lends in Maine
  • "Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"

  • NORTHSTAR MORTGAGE GROUP LLC
  • 625 Roosevelt Trail, Windham, ME, 04062
  • Lends in Maine
  • Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.

  • cPort Credit Union
  • 50 Riverside Industrial Parkway, Portland, ME, 04103
  • Lends in Maine
  • cPort Credit Union has evolved throughout the years since its 1931 inception. What began as the Federal Employees Credit Union of Maine and only the third CU in the state of Maine has come to mean so much more to the community. We have been fortunate to have sustained strong member growth throughout the years and have expanded our company.

  • Vision Mortgage
  • 352 Warren ave, Portland, ME, 04103
  • Lends in Maine
  • Vision Mortgage was established in 2015 by long-time Portland resident Tim Fredheim, a highly-respected, widely-recognized expert in the field. His qualifications are especially impressive because they combine academic excellence with an extensive array of hands-on experience and We’ve created a streamline process.