During 2026, the FHA loan limit for the county of Sagadahoc, within Topsham, ME, is set at $506,000 for a single-family home. For properties with 2-units, it is $647,750, for those with 3-units, the cap is $783,000, and for homes with 4-units, the limit stretches to $973,100.
Regarding conventional loans, the maximum amount for a single-family house is $726,200. For a two-unit property, the limit is $929,850; for a three-unit residence, it reaches $1,123,900; and for four-unit properties, the ceiling is $1,396,800.
Employ our FHA calculator to discover the current best FHA rates and determine the necessary downpayment, along with income, credit, reserves, and required documentation for eligibility.
With the Lendersa® calculator, you can analyze and compare FHA rates and terms alongside those of alternative loan programs. Delve into various options, comparing FHA with Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans to suit your needs.
Lendersa® efficiently compiles comprehensive loan data from thousands of lenders and rapidly aligns it with your personalized financial profile and necessities.
Leverage the Loan Limits Comparison Table for 2026 in Topsham county of Sagadahoc, ME, which provides an overview of maximum loan amounts across different loan types, including FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification criteria like income, reserves, and credit standing, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to make informed decisions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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