In 2026, the FHA loan limit in the county of Cumberland, Falmouth, ME is $506,000 for a single-family residence, $647,750 for two units, $783,000 for three units, and $973,100 for four units.
For conventional loans, the maximum financing for a single-family home is $726,200. The ceiling is $929,850 for two-unit homes, $1,123,900 for three units, and reaches $1,396,800 for four units.
Use our FHA calculator to explore today's best FHA rates and evaluate the necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those from other loan programs. Analyze and contrast options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA options.
Lendersa® rapidly assesses loan program data from thousands of lenders, aligning it with your financial details and requirements.
The Loan Limits Comparison Table for 2026 in Falmouth county of Cumberland, ME provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To review qualification necessities like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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