In 2026, the FHA loan limit for Yarmouth county of Cumberland, ME is set at $506,000 for a single-family home. For 2-unit properties, it's $647,750, while for 3-unit residences, it increases to $783,000. For properties with 4-units, the limit is set at $973,100.
The highest loan amount for conventional loans on a single-family home is $726,200. This amount extends to $929,850 for homes with 2 units, to $1,123,900 for 3 units, and for 4-unit buildings, the limit reaches $1,396,800.
Use our FHA calculator to review today’s most competitive FHA rates and to identify the needed downpayment, credit, reserves, income, and necessary documents for qualifying.
The Lendersa® calculator allows for comparing FHA rates and terms across various loan programs. Delve into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money alongside FHA.
Lendersa® amasses loan program data from thousands of lenders, providing swift comparisons against your specific financial profile and needs.
The Loan Limits Comparison Table for 2026 in Yarmouth county of Cumberland, ME gives an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money offerings. To compare qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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