In 2026, the FHA loan limit in Farmingdale county of Kennebec, ME is $472,030 for a single-family home. For 2-unit properties, the limit is $604,400; for 3-units, it is $730,525; and for 4-units, the cap is $907,900.
For conventional loans, the maximum loan amount on a single-family residence is $726,200. Two-unit homes have a cap of $929,850, while three-unit properties are at $1,123,900 and four-unit residences reach $1,396,800.
Our FHA calculator is designed to show today’s best FHA rates, allowing you to compute the necessary downpayment and check requirements for income, credit, reserves, and documents to qualify.
The Lendersa® calculator enables you to weigh FHA rates and terms against other loan programs. Examine and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans to FHA offerings.
Lendersa® aggregates data from a vast network of lenders, providing rapid assessments of options tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Farmingdale county, part of Kennebec, ME, allows you to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Evaluate requirements such as income, reserves, and credit with the aid of Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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