In 2026, the FHA loan limits for North-Windham county in Cumberland, ME, are $403,650 for single-family homes, $516,750 for 2-units, $624,600 for 3-units, and $776,250 for 4-units.
The highest loan amounts available for conventional loans on a single-family residence are $548,250. For properties with 2-units, it's $702,000, for 3-units $848,500, and for 4-units $1,054,500.
Use our FHA calculator to find today’s best FHA rates and ascertain the required downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly retrieves loan program data from thousands of lenders, expertly aligning it with your unique financial profile and needs in seconds.
For 2026 in North-Windham county within Cumberland, ME, the Loan Limits Comparison Table contrasts maximum loan limits among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Evaluate qualification requirements like income, reserves, and credit via the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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