For 2026, the FHA loan limit in the county of Cumberland, Windham, within ME, is set at $506,000 for a single-family home, moving up to $647,750 for two-unit residences. For three-unit properties, the limit is $783,000, and it extends to $973,100 for four-unit homes.
Conventional loan maximums are different, with a cap of $726,200 for a single-family home. For two-unit structures, the ceiling is $929,850; for three units, it raises to $1,123,900, and for those with four units, the limit is $1,396,800.
To explore today’s top FHA rates and calculate necessary downpayment, income, credit, reserves, and required documents for approval, use our FHA calculator.
The Lendersa® calculator grants you the ability to compare FHA rates and terms with those of other loan programs. Delving into options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans beside FHA can be enlightening.
Lendersa® sources loan program information from thousands of lenders and swiftly analyzes it against your unique financial profile and needs.
Review the Loan Limits Comparison Table for 2026 in Windham county of Cumberland, ME for maximum loan amounts across various types: FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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