In 2026, the FHA loan limits for North-Yarmouth county within Cumberland, ME are $403,650 for a single-family home, $516,750 for 2-units, $624,600 for 3-units, and $776,250 for 4-units.
The maximum amounts for conventional loans on a single-family residence are $548,250. For 2-units, it's $702,000, for 3-units $848,500, and for 4-units $1,054,500.
Use our FHA calculator to find today’s best FHA rates and determine needed downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator allows comparisons of FHA rates and terms with those of other loan programs. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as well as FHA.
Lendersa® retrieves data from thousands of lenders, swiftly aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in North-Yarmouth, Cumberland, ME, provides insights into maximum loan amounts among FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $403,650 | $516,750 | $624,600 | $776,250 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $322,900 | $322,900 | $322,900 | $322,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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