For the year 2026, the FHA loan limit in Old-Town county, located in Penobscot, ME, is $356,362 for single-family homes. This increases to $456,275 for 2-unit properties, $551,500 for 3-units, and $685,400 for 4-unit buildings.
The maximum conventional loan amounts are $548,250 for a single-family dwelling, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Use our FHA calculator to explore today's best FHA rates and determine essential requirements such as downpayment, income, credit score, reserves, and documentation needed for qualification.
The Lendersa® calculator allows you to compare FHA terms with all other available loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates loan data from many lenders, quickly matching it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Old-Town county, Penobscot, ME includes FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualifications like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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