As of 2026, FHA loan limits in Milford county within Penobscot, ME, are fixed at $472,030 for a single-family residence, $604,400 for 2-unit homes, $730,525 for 3-unit homes, and $907,900 for 4-unit residences.
Meanwhile, the maximum amounts for conventional loans are $726,200 for a single-family home, $929,850 for homes with two units, $1,123,900 for those with three units, and $1,396,800 for four units.
Utilize our FHA calculator to discover today's leading FHA rates. Calculate the necessary down payment, assess income and credit, and identify the reserves and documentation required for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with all other loan programs. Delve into and compare options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, in conjunction with FHA options.
Lendersa® gathers comprehensive loan data from thousands of lenders, providing swift analysis against your financial needs and profile.
The Loan Limits Comparison Table for 2026 in Milford county, under Penobscot, ME, showcases comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification specifics such as income, credit, and reserves.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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