For 2026, FHA loan limits in Richmond county, Sagadahoc, ME, are $506,000 for a single-family home, $647,750 for 2-units, $783,000 for 3-units, and $973,100 for 4-units.
The maximum conventional loan amounts for a single-family residence are $726,200, advancing to $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Utilize our FHA calculator to find today’s best FHA rates and determine the required downpayment, income, credit, reserves, and needed documents for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan program offerings. Consider Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans as well as FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, aligning it swiftly with your unique financial needs and profile.
The Loan Limits Comparison Table for 2026 in Richmond county of Sagadahoc, ME, facilitates comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Evaluate qualification requirements like income, reserves, and credit with Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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