As of 2026, the FHA loan limit in Bowdoinham county, within Sagadahoc, ME, is $506,000 for single-family homes, $647,750 for 2-units, $783,000 for 3-units, and $973,100 for 4-units.
The maximum borrowing capacity for conventional loans on a single-family home is $726,200, with amounts of $929,850 for 2-unit residences, $1,123,900 for 3-unit dwellings, and $1,396,800 for 4-unit buildings.
Make use of our FHA calculator to check the top FHA rates available today, and determine the required downpayment, assess income and credit qualifications, and review needed reserves and documents for eligibility.
The Lendersa® calculator allows you to compare FHA rates and terms alongside other loan programs. Examine and contrast options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA deals.
Lendersa® compiles loan program data from a wide array of lenders, and in just seconds, it compares this information to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Bowdoinham county of Sagadahoc, ME makes it easy to compare FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. To evaluate qualification standards such as income, reserves, credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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