In 2026, the FHA loan limits for Rumford county, within Oxford, ME, are established at $472,030 for a single-family home. For a 2-unit property, the limit is $604,400; for 3-units, it climbs to $730,525; and for 4-units, it reaches $907,900.
The highest amounts for conventional loans on a single-family residence are: $726,200 for one unit, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.
Our FHA calculator can show you today’s best FHA rates, helping you determine what downpayment, income, credit, reserves, and documents are required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loan programs. Explore Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers comprehensive loan program data from numerous lenders, rapidly comparing it with your distinct financial needs and profile.
The Loan Limits Comparison Table for 2026 in Rumford, part of Oxford, ME, lets you compare maximum loan amounts available for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To assess qualification requirements including income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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