For 2026, the FHA loan limits in Sanford county, York, ME, are $506,000 for a single-family home. For 2-unit properties, the limit is $647,750; for 3-units, it increases to $783,000; and for 4-units, it's $973,100.
The maximum amounts for conventional loans on a single-family residence are $726,200. For homes with two units, the cap is $929,850; for three units, it’s $1,123,900; and for four units, the maximum rises to $1,396,800.
Utilize our FHA calculator to access today’s best FHA rates and learn about downpayment, income, credit, reserves, and required documents to qualify.
The Lendersa® calculator helps compare FHA rates and terms alongside various other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® compiles data from thousands of lenders, allowing for a tailored comparison to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sanford county, York, ME, offers a comprehensive analysis of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To assess qualification needs such as income, reserves, and credit, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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