For the year 2026, the FHA loan cap in Alfred county, situated in York, ME, stands at $506,000 for single-family homes. For properties with 2-units, it's $647,750, for 3-units, $783,000, and for homes with 4-units, the limit is $973,100.
The maximum financing for conventional loans on single-family homes is $726,200. Dual-unit properties have a cap of $929,850, three-unit residences can reach $1,123,900, and for four units, it's $1,396,800.
Our FHA calculator lets you find the best FHA rates available today and helps you determine the required down payment, income, credit standing, reserves, and documentation needed for qualification.
The Lendersa® calculator is designed to contrast FHA rates and conditions with those of other loan schemes. Navigate through and compare Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans against FHA terms.
Lendersa® aggregates loan program data from thousands of lenders to instantly match it against your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Alfred county of York, ME, allows contrasting of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare specifics like income, reserves, and credit criteria.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $506,000 | $647,750 | $783,000 | $973,100 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $370,700 | $370,700 | $370,700 | $370,700 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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