For 2025, the FHA loan limits for Almont county of Lapeer, MI are delineated as follows: $472,030 is the limit for a single-family home, whereas properties with 2-units have a higher limit of $604,400. Moving on to 3-units, the cap is $730,525, and for properties that encompass 4-units, the maximum allowed is $907,900.
Regarding conventional loans, the highest loanable sum for a single-family residence is $726,200. For homes that contain 2 units, the maximum is lifted to $929,850. If we consider 3-unit residences, they carry a limit of $1,123,900, while 4-unit properties offer a ceiling of $1,396,800.
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The Lendersa® calculator is an effective tool that enables comparisons between FHA rates and terms and those of other loan programs. It gives you the flexibility to delve into options including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, contrasting them alongside FHA solutions.
Lendersa® efficiently accesses a wealth of loan program data from thousands of lenders, dynamically matching this against your specific financial profile and requirements to provide fast, relevant comparisons.
The comprehensive Loan Limits Comparison Table for 2025 in Almont county of Lapeer, MI, helps you compare maximum loan amounts across various categories. These include FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For more precise analysis of qualification criteria like income, reserves, and credit, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be a valuable resource.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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