As of 2026, the FHA loan ceilings in Beverly-Hills county within Oakland, MI are set at $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
For conventional loans, the maximum permitted for a single-family home is $548,250, $702,000 for duplexes, $848,500 for triplexes, and $1,054,500 for four-unit homes.
Utilize our FHA calculator not only to learn today's best FHA rates but also to evaluate requirements like downpayment, income, credit, reserves, and documentation needed for approval.
The Lendersa® calculator helps in comparing FHA rate & terms with those of various loan programs. Evaluate loans such as conventional, Jumbo, VA, USDA, Non-QM, and hard money alongside FHA.
With data sourced from numerous lenders, Lendersa® swiftly aligns the available loan programs with your personal financial scenario and requisites.
Study the Loan Limits Comparison Table for 2026 in Beverly-Hills county within Oakland, MI to understand maximum loan values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification needs—income, reserves, and credit—using Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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