For 2025, FHA loan limits in Lathrup-Village, Oakland, MI, are $356,362 for a single-family home. These limits rise to $456,275 for two units, $551,500 for three units, and $685,400 for four units.
Conventional loans have a maximum of $548,250 for a single-family residence, extending to $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Use our FHA calculator to view today’s best rates, and determine the downpayment, income, credit, reserves, and documents needed to qualify.
Lendersa® calculator allows comparison of FHA rates and terms with those of Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers loan data from thousands of lenders, quickly comparing it against your financial profile and needs.
See the Loan Limits Comparison Table for 2025 in Lathrup-Village, Oakland, MI, for max amounts on FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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