For 2026, the FHA loan limit in Boyne-City county, Charlevoix, MI is $356,362 for single-family homes, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
The maximum amount available for conventional loans on a single-family residence is $548,250, for 2-units is $702,000, for 3-units is $848,500, and for 4-units is $1,054,500.
Our FHA calculator helps you find today's best FHA rates and assesses the downpayment, income, credit, reserves, and documentation needed to qualify.
With Lendersa® calculator, compare FHA rates and terms with those from Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® collects extensive data from thousands of lenders and swiftly aligns the information with your unique financial profile and needs.
Use the Loan Limits Comparison Table for 2026 in Boyne-City county of Charlevoix, MI to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To compare qualification requirements like income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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