For the year 2026, the FHA loan limit in Brighton, within the county of Livingston, MI, is $472,030 for a single-family home. The limits for two, three, and four units are $604,400, $730,525, and $907,900, respectively.
Conventional loan maxima for a single-family dwelling is $726,200. For two-unit homes, it rises to $929,850, to $1,123,900 for three units, and caps at $1,396,800 for four units.
You can use our FHA calculator to view today’s most competitive FHA rates and determine the required downpayment, income, credit, reserves, and documents needed for qualification.
The Lendersa® calculator allows for a comprehensive comparison of FHA rates with those from other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from thousands of lenders, enabling rapid comparisons tailored to your financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Brighton, Livingston, MI, to examine maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifying metrics such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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