For 2026 in South-Lyon, within Oakland, MI, the FHA loan limits are set at $356,362 for one-unit homes, $456,275 for two-unit properties, $551,500 for three units, and $685,400 for four units.
Conventional loans have a maximum limit of $548,250 for a single-family dwelling, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Our FHA calculator will assist you in finding the best available FHA rates today and determining the needed downpayment, income, credit score, reserves, and documents for qualification.
The Lendersa® calculator helps you juxtapose FHA rates and terms with those of other loans such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly accesses loan data from thousands of lenders and matches it to your specific financial needs and profiles.
The Loan Limits Comparison Table for 2026 in South-Lyon county, Oakland, MI, allows you to compare maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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