For 2026, FHA loan limits in Buchanan, Berrien, MI are: $472,030 for a single-family home, increasing to $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.
The conventional loan limit for a single-family house is $726,200. For two units, it is $929,850, $1,123,900 for three units, and $1,396,800 for four units.
Use the FHA calculator to explore today's best FHA rates, understanding downpayment, income, credit needs, reserves, and necessary documents for qualification.
The Lendersa® calculator helps you compare FHA rates and terms with those from various loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® utilizes data from thousands of lenders to provide quick matches tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Buchanan, Berrien, MI, displays maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements for income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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