In 2025, FHA limits in Fair-Plain, Berrien of MI are $356,362 for a single-family home, $456,275 for two units, $551,500 for three units, and $685,400 for four units.
Conventional loans cap at $548,250 for single-family homes, $702,000 for two units, $848,500 for three units, and $1,054,500 for four units.
Utilize our FHA calculator for today’s rates to assess needed downpayment, income, credit, reserves, and qualifying documents.
With the Lendersa® calculator, you can compare FHA rates with other programs like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® quickly matches data from thousands of lenders with your financial profile and needs.
Check the Loan Limits Table for 2025 in Fair-Plain, Berrien, MI for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit comparisons.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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