In 2026, FHA loan limits in Cadillac county of Wexford, MI, are established at $472,030 for a single-family home. For properties with two units, it stands at $604,400, for those with three units, it is $730,525, and for four-unit homes, the limit extends to $907,900. These limits accommodate various housing needs and structures.
For conventional loans on a single-family residence, the maximum is $726,200. Homes with two units have a cap at $929,850, those with three units at $1,123,900, and homes with four units reach $1,396,800. These caps align with diverse residential types under conventional lending programs.
Use our FHA calculator to explore today’s competitive FHA rates, determining the necessary downpayment, income, credit, reserves, and documents essential to qualify.
The Lendersa® calculator aids in comparing FHA rates and terms with a variety of other loan programs. Consider options like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans alongside FHA to find what best suits your financial needs.
Lendersa® collects extensive data from thousands of lenders, efficiently aligning it with your financial profile. This enables swift and detailed comparisons suited to your needs and preferences.
The Loan Limits Comparison Table for 2026 in Cadillac county of Wexford, MI, outlines the maximum amounts obtainable through FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) assists in a comprehensive evaluation of requirements such as income, reserves, and credit needs.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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