During 2026, the FHA loan cap in the county of Manistee, within Manistee, MI, is set at $472,030 for single-family residences. For duplexes, the limit is $604,400, for triplexes it is $730,525, and for four-unit homes, the cap is $907,900.
Regarding conventional loans, the highest amount available for a single-family dwelling stands at $726,200, with a limit of $929,850 for duplexes, $1,123,900 for triplex households, and $1,396,800 for quadplexes.
You can use our FHA calculator to uncover current optimal FHA rates, and calculate the required down payment, income, credit, and reserves needed, along with the essential documents to qualify.
The Lendersa® calculator allows for the comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from a wide array of lenders, evaluating it in seconds against your distinct financial profile and needs to offer a tailored comparison.
Explore the Loan Limits Comparison Table for 2026 within the county of Manistee, situated in Manistee, MI, to contrast maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification prerequisites like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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