FHA Loan Max Loan amount for Flushing, Genesee County, MI in 2026

In the year 2026, within Flushing county of Genesee, MI, the FHA loan limit is $472,030 for a single-family home. For two units, it's $604,400, three units have a limit of $730,525, and four-unit properties are capped at $907,900.

The maximum loan amount for conventional loans on a single-family property is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and reaches $1,396,800 for buildings with four units.

Use our FHA calculator to view the best rates today and calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.

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Compare loan alternatives in Flushing, MI

With the Lendersa® calculator, you can compare FHA rates and terms with those of conventional, jumbo, VA, USDA, Non-QM, and hard money loans.

Lendersa® gathers extensive program data from a multitude of lenders, providing a swift comparison matched to your unique financial profile and needs.

Check the Loan Limits Comparison Table for 2026 in Flushing, Genesee, MI, for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification factors like income, reserves, and credit.

Loan limits Flushing county of Genesee, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Flushing FHA Lenders

  • Pride Mortgage Lending
  • 8048 Miller Road Suite B, Swartz Creek, MI, 48473
  • Lends in Michigan
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Financial Plus Credit Union
  • PO Box 7006, Flint, MI, 48507
  • Lends in Michigan
  • Financial Plus Credit Union Facebook Page where you will find the most recent information and news about the Credit Union. It is our goal to provide the public with the most recent happening at the Credit Union and our participation in the community and We do not allow solicitations or advertisements.

  • icon mortgage
  • 5141 Gateway Center Dr, Suite 200, Flint, MI, 48507
  • Lends in Michigan
  • Icon Mortgage opened for business in 2004 in Flint, Michigan. The owner has two decades of experience in the mortgage business. We love helping people in this community understand their loan options and make smart decisions about home loans and refinancing. We're a locally owned company that cares deeply about the Grand Blanc Township.

  • Kline Mortgage and Lending LLC
  • 4290 Old Carriage Rd, Flint, MI, 48507
  • Lends in Michigan
  • Kline Mortgage & Lending LLC is changing lives one loan at a time by offering competitive rates and extensive loan program options for our customers. As company president David Kline, have been servicing Genesee, Oakland, Shiawasee, and Livingston counties with their mortgage needs for 15 years.

  • ELGA Credit Union
  • 2305 S. Center Rd., Burton, MI, 48519
  • Lends in Michigan
  • We are a not-for-profit cooperative; formed, owned and operated for a single purpose: members helping members. We have a proud tradition of service to our members since 1951. ELGA Credit Union had a humble beginning, helping Consumers Energy employees that were paid below the average of other industrial workers in the 1940’s and 50’s.

  • Epic Mortgage Group
  • 12750 S Saginaw St, Suite 102, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Dort Financial Credit Union
  • 9048 Holly Rd, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Dort Financial Credit Union is a not-for-profit financial cooperative whose mission is to open doors to our members by providing quality financial services. Each member owns one share of the cooperative, represented by the initial deposit made to a primary savings account. Dort Financial Credit Union values communication with our members.

  • Grand Oak Mortgage
  • 5225 E Cook Rd, Grand Blanc, MI, 48439
  • Lends in Michigan
  • Grand Oak Mortgage Company is privately owned. We specialize in Mortgage Residential Lending. We are a licensed Mortgage Broker in the State of Michigan. We assist borrower's looking to refinance their current home or purchase a new home.Grand Oak Mortgage specializes in finding the perfect loan program to fit the individual needs of our borrowers.

  • Metro Mortgage Group
  • 405 E. Main Street, Owosso, MI, 48867
  • Lends in Michigan
  • We are a small company that takes pride in having a vested personal interest in your financial success.

    We are a lender, not a broker, so we have a vested interest in your success. To us, an educated buyer is a good buyer.

    While we maintain a small size, we have strategic partners that allow us to offer all the products the biggest player

  • Fountain Stone Home Loans
  • 12311 Foley Rd, Fenton, MI, 48430
  • Lends in Michigan
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.