In the year 2026, within Flushing county of Genesee, MI, the FHA loan limit is $472,030 for a single-family home. For two units, it's $604,400, three units have a limit of $730,525, and four-unit properties are capped at $907,900.
The maximum loan amount for conventional loans on a single-family property is $726,200. This extends to $929,850 for two-unit homes, $1,123,900 for three-unit residences, and reaches $1,396,800 for buildings with four units.
Use our FHA calculator to view the best rates today and calculate the necessary downpayment, income, credit, reserves, and documents required for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with those of conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers extensive program data from a multitude of lenders, providing a swift comparison matched to your unique financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Flushing, Genesee, MI, for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification factors like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
