FHA Loan Limits for Flint, Genesee County, MI in 2025

In 2025, FHA loan limits in Flint county within Genesee, MI are as follows: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for homes with four units.

For conventional loans, the maximum amounts are as follows: $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Utilize our FHA calculator for checking out today's competitive FHA rates and to evaluate the necessary downpayment, income, credit standing, reserves, and documentation required to qualify.

Explore a variety of loan offerings from 100 lenders

Assess Your Lending Options in Flint, MI

The Lendersa® calculator offers a means to compare FHA rates and terms with those available from other loan programs. Dive into available options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and private money loans alongside FHA.

Lendersa® accesses extensive loan program data from thousands of lenders to quickly analyze and match it with your personal financial profile and unique needs.

The Loan Limits Comparison Table for 2025 in Flint county of Genesee, MI allows the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifying parameters, including income, reserves, and credit.

Loan limits Flint county of Genesee, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Sturgis Bank & Trust
  • 113-125 East Chicago Road, Sturgis, MI, 49091
  • Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.
  • The Mortgage House Inc
  • 305 Hoover, Suite 500, Holland, MI, 49423
  • This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.
  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions. Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center
  • Macatawa Bank
  • 10753 Macatawa Drive, Holland, MI, 49424
  • We are committed to the communities in which we live and work. In addition to the Bank participating in hundreds of community events our employees volunteer thousands of hours of service to make a difference in their communities during the year. We are committed to helping our customers grow and prosper financially.
  • Lake-Osceola State Bank
  • 790 N Michigan Ave., Baldwin, MI, 49304
  • Lake-Osceola State Bank, a locally-owned community bank, is in the business of successfully providing financial products and services. We will provide Customer Care by determining their needs and striving to exceed their expectations. We will work side by side with the community to support, assist, and promote improvement to our quality of life.
  • Genisys Mortgage Professionals
  • 116 E. Nelson St., Cadillac, MI, 49601
  • Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
  • Service 1 Federal Credit Union
  • 1075 E Sherman Boulevard, Muskegon, MI, 49444
  • Service 1 Federal Credit Union is a member-owned, not-for-profit financial cooperative whose purpose is to promote members' financial well-being and create a positive change in the communities we serve. All profits earned are returned to our members in the form of less fees and better rates. Credit Union is a member-owned
  • Creative Capital Inc
  • 6938 Tranquility Lane, Fennville, MI, 49408
  • Creative Capital Inc., an independently owned mortgage broker was established in 1997 in Royal Oak, MI out of a growing demand for procuring not only out-of-the-box lending options to borrowers, but also low cost, low interest conventional mortgages. The business was built on personal and professional integrity providing a broad spectrum.
  • G. W. Jones Exchange Bank
  • 115 West Main Street, Marcellus, MI, 49067
  • The G.W. Jones Exchange Bank will strive to continue as a profitable and competitive banking organization while maintaining and increasing its net worth. It will have as a general goal to engage in activities that will create new service, retain customers, and be sensitive and responsive to individual customer needs.
  • Muskegon Co-Op Federal Credit Union
  • 715 Terrace Street, Suite 101, Muskegon, MI, 49440
  • Muskegon Co-op FCU is a full service financial institution offering loans, CDs, interest checking with identity theft, money market accounts and more. MUSKEGON CO-OP FEDERAL CREDIT UNION is an entity registered with the U.S. General Services Administration (GSA), System for Award Management (SAM). The corporation number is #FSVCE1DJHJT7.
  • Lakeshore Federal Credit Union
  • 2182 Lakeshore Drive, Muskegon, MI, 49441
  • Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
  • Turn-Key Mortgage
  • 986 West Norton Avenue, Norton Shores, MI, 49441
  • Turn-Key Mortgage is a mortgage brokerage that is taking the headaches out of mortgages. We strive to stay ahead of the game in technology and products to make the mortgage process easy and smooth. Not every mortgage is created equal and we are here to help you find the one that works for you the best.