FHA Loan Limits for Flint, Genesee County, MI in 2025

In 2025, FHA loan limits in Flint county within Genesee, MI are as follows: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for homes with four units.

For conventional loans, the maximum amounts are as follows: $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Utilize our FHA calculator for checking out today's competitive FHA rates and to evaluate the necessary downpayment, income, credit standing, reserves, and documentation required to qualify.

Explore a variety of loan offerings from 100 lenders

Assess Your Lending Options in Flint, MI

The Lendersa® calculator offers a means to compare FHA rates and terms with those available from other loan programs. Dive into available options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and private money loans alongside FHA.

Lendersa® accesses extensive loan program data from thousands of lenders to quickly analyze and match it with your personal financial profile and unique needs.

The Loan Limits Comparison Table for 2025 in Flint county of Genesee, MI allows the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifying parameters, including income, reserves, and credit.

Loan limits Flint county of Genesee, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • VSI Home Lending
  • 151 44th St, Grandville, MI, 49418
  • VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Polaris Home Funding Corporation
  • 151 44th Street SW, Grandville, MI, 49418
  • Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
  • First National Bank of Michigan
  • 348 W. Michigan Ave., Kalamazoo, MI, 49007
  • First National Bank of Michigan is a locally owned, community-minded bank with locations in Kalamazoo, Portage, Grand Rapids, Holland, Lansing and Traverse City. Since its inception in 2006, the bank has delivered exceptional financial solutions by working together with customers to build personal.
  • Homes and Loans of West MI llc
  • 1354 Baldwin St, Suite 106, Jenison, MI, 49428
  • John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service
  • Classic Mortgage Corporation
  • 104 S Michigan Ave, Vicksburg, MI, 49097
  • Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.
  • Dividend Mortgage
  • 6204 Lovers Lane, Portage, MI, 49002
  • Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.
  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
  • West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.
  • Consumers Credit Union
  • 7200 Elm Valley Drive, Kalamazoo, MI, 49009
  • Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids
  • Advia Credit Union
  • 6400 West Main St, Kalamazoo, MI, 49009
  • Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.
  • Arbor Financial Credit Union
  • 1551 South 9th Street, Kalamazoo, MI, 49009
  • Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.
  • Summit Home Mortgage, LLC
  • 414 W Milham Avenue, Portage, MI, 49024
  • Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers. We offer hundreds of loan choices to our customers