FHA Loan Max Loan amount for Flint, Genesee County, MI in 2026

In 2026, FHA loan limits in Flint county within Genesee, MI are as follows: $472,030 for a single-family home, $604,400 for two-unit dwellings, $730,525 for three-unit properties, and $907,900 for homes with four units.

For conventional loans, the maximum amounts are as follows: $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.

Utilize our FHA calculator for checking out today's competitive FHA rates and to evaluate the necessary downpayment, income, credit standing, reserves, and documentation required to qualify.

Explore a variety of loan offerings from 100 lenders

Assess Your Lending Options in Flint, MI

The Lendersa® calculator offers a means to compare FHA rates and terms with those available from other loan programs. Dive into available options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and private money loans alongside FHA.

Lendersa® accesses extensive loan program data from thousands of lenders to quickly analyze and match it with your personal financial profile and unique needs.

The Loan Limits Comparison Table for 2026 in Flint county of Genesee, MI allows the comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifying parameters, including income, reserves, and credit.

Loan limits Flint county of Genesee, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Homes and Loans of West MI llc
  • 1354 Baldwin St, Suite 106, Jenison, MI, 49428
  • Lends in Michigan
  • John H. established Homes & Loans of West Michigan in 2005. As a licensed realtor and lender, I wanted to combine mortgage and realty services to make the home buying process faster, easier and more comfortable for my customers. By combining real estate and mortgage services together, we offer a higher level of service

  • Classic Mortgage Corporation
  • 104 S Michigan Ave, Vicksburg, MI, 49097
  • Lends in Michigan
  • Classic Mortgage Corporation is a mortgage broker and lender and we opened our doors in 1994. As an independent mortgage broker, Classic Mortgage Corporation has steadily built a reputation for providing prompt, personal service and a broad array of competitive mortgage products.

  • Dividend Mortgage
  • 6204 Lovers Lane, Portage, MI, 49002
  • Lends in Michigan
  • Our ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The Dividend Mortgage name is trusted throughout the community.

  • West Michigan Community Bank
  • 5367 School Avenue, Hudsonville, MI, 49426
  • Lends in Michigan
  • West Michigan Community Bank got its start in 1976 when a group of leading Hudsonville citizens joined forces to establish a bank focused on the needs of local businesses and individuals. Local decision-making was a key driver behind the launch, and it received strong support from residents and business owners alike.

  • Consumers Credit Union
  • 7200 Elm Valley Drive, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids

  • Advia Credit Union
  • 6400 West Main St, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Advia Credit Union's mission is to provide financial advantages. We look to proactively seek the quickest and easiest solutions available for members to maximize the financial value provided to them. Our name means something – we provide advice, we are member advocates, and we offer advantages.

  • Arbor Financial Credit Union
  • 1551 South 9th Street, Kalamazoo, MI, 49009
  • Lends in Michigan
  • Arbor Financial is a full-service credit union open to anyone who lives, works or worships in Michigan. Our employees are committed to helping our members improve their financial lives. credit union open to anyone who lives, works or worships in Michigan. We got our start in 1935 as the Kalamazoo School Employees Credit Union.

  • Summit Home Mortgage, LLC
  • 414 W Milham Avenue, Portage, MI, 49024
  • Lends in Michigan
  • Summit Home Mortgage, LLC provides the promise of longevity and security along with a commitment to service excellence. We are recognized as the industry leader in mortgage partnerships because we are experts in our business and deliver outstanding service to our customers.
    We offer hundreds of loan choices to our customers

  • EST Home Mortgage
  • 1302 W Milham Ave, Portage, MI, 49024
  • Lends in Michigan
  • EST stands for Excellence, Service, and Trust. We provide our clients with first-class mortgage planning, including giving you a total cost analysis, which is not offered by other mortgage brokers, online lenders, or local credit unions. We believe in high-touch and high-tech. We provide an easy online application, mobile-friendly communication.

  • Sturgis Bank & Trust
  • 113-125 East Chicago Road, Sturgis, MI, 49091
  • Lends in Michigan
  • Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers & community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles & service that have been our cornerstones for over a century. Sturgis Bank & Trust Company serves its customers through 11 branch locations.

  • The Mortgage House Inc
  • 305 Hoover, Suite 500, Holland, MI, 49423
  • Lends in Michigan
  • This company is a mortgage broker offering first mortgages, FHA loans, VA loans, conventional mortgages, reverse mortgages, construction loans and loans for manufactured homes. When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation.

  • The State Bank and Trust Company
  • 401 Clinton Street, Defiance, OH, 43512
  • Lends in Michigan
  • State Bank of Defiance was founded in 1902 by Elbert E. Carter and rapidly grew into one of northwest Ohio’s leading financial institutions.

    Our first bank was located on the southwest corner of Clinton and Third Streets in Defiance. And although the facility has been rebuilt over the years, that corner is still home to our Main Banking Center