FHA Loan Limits for Grayling, Crawford County, MI in 2026

In 2026, the FHA loan limit for Grayling county in Crawford, MI is $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4-units.

The cap on conventional loan amounts for single-family homes is $726,200, for 2 units $929,850, 3 units $1,123,900, and 4-units $1,396,800.

Our FHA calculator provides the best current rates and helps you understand the necessary downpayment, income, credit, reserves, and documentation for qualification.

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With the Lendersa® calculator, you can evaluate FHA rates and terms alongside other types of loans including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.

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In 2026, the Loan Limits Comparison Table for Grayling county, Crawford, MI lets you review maximum amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare necessities like income, reserves, and credit.

Loan limits Grayling county of Crawford, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Grayling FHA Lenders

  • Alden State Bank
  • PO Box 39, Alden, MI, 49612
  • Lends in Michigan
  • The history of Alden State Bank began in 1906 when the Farmers & Merchants Bank was organized as a privately held unincorporated bank. The bank was located in the East half of Higgins Store in downtown Alden. In 1924 the bank moved down the street to a building on Torch Lake near the boat launch.

  • Porter Financial Group, LLC
  • 100 Main St, Suite 7, East Jordan, MI, 49727
  • Lends in Michigan
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • Lends in Michigan
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.

  • TBA Credit Union
  • 630 East Front Street, Traverse City, MI, 49686
  • Lends in Michigan
  • TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.

  • F5 Mortgage LLC
  • 1283 Farmington Drive, Traverse City, MI, 49696
  • Lends in Michigan
  • F5 is refreshing the mortgage process by leveraging technology to ensure ultra-competitive mortgage rates without the hassle of unwanted hard sales tactics. F5 Mortage delivers incredible wholesale mortgage options across Michigan, Georgia, Florida, and Colorado. Backed by almost a decade of professional experience.

  • 4Front Credit Union
  • PO Box 795, Traverse City, MI, 49685
  • Lends in Michigan
  • 4Front Credit Union is a member-owned financial. Your financial well-being is at the heart of 4Front Credit Union’s pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find.

  • Charlevoix State Bank
  • 111 State Street, Charlevoix, MI, 49720
  • Lends in Michigan
  • Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.

  • Traverse Catholic Federal Credit Union
  • 3797 Veterans Drive, Traverse City, MI, 49684
  • Lends in Michigan
  • Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.

  • Genisys Mortgage Professionals
  • 116 E. Nelson St., Cadillac, MI, 49601
  • Lends in Michigan
  • Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.

  • Calcite Credit Union
  • 478 N. Third St., Rogers City, MI, 49779
  • Lends in Michigan
  • At Calcite Credit Union, our goal is to offer our members caring, truthful service, along with affordable financial products. Serving all those who live, work, worship, attend school, or have family in Presque Isle, Cheboygan, Alpena, & Emmet Counties! We provide members caring, truthful service, along with affordable financial products.