In 2026, FHA loan limits in Highland-Park county of Wayne, MI are $356,362 for a single-family home, $456,275 for 2-unit properties, $551,500 for 3-unit homes, and $685,400 for 4-unit residences. These limits accommodate a range of housing configurations.
For conventional loans, the maximum amounts are $548,250 for a single-family residence, $702,000 for two units, $848,500 for three units, and $1,054,500 for four-unit homes. These caps reflect the variety in residential needs.
Use our FHA calculator to explore today’s best FHA rates and determine necessary downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator facilitates comparing FHA rates and terms with other programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans. This comprehensive approach ensures you consider all available financial options.
Lendersa® pulls information from thousands of lenders, providing rapid, customized comparisons aligned with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Highland-Park county, Wayne, MI provides a detailed look at maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate critical aspects like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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