In the year 2026, the FHA loan limits for Hazel-Park county in Oakland, MI are as follows: $356,362 for a single-family home, $456,275 for homes with 2 units, $551,500 for 3-unit properties, and $685,400 for 4-unit residences. These limits cater to different housing configurations and fulfill various residential needs.
For conventional loans, the maximum lending amounts are set at $548,250 for a single-family home. For homes with two units, the maximum reaches $702,000, for three-unit homes, it's $848,500, and for four-unit properties, the cap extends to $1,054,500. These limits are designed to accommodate the diverse housing options available within conventional financing.
To determine the best FHA rates available today, use our FHA calculator. This tool also clarifies necessary downpayment amounts, income prerequisites, credit requirements, reserves, and documents needed for qualification—streamlining your path to securing a loan.
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The Lendersa® calculator offers an extensive comparison of FHA rates and terms with other loan options. Assess a broad spectrum of choices, such as conventional loans, jumbo loans, VA programs, USDA loans, non-QM funding, and hard money loans. This diverse analysis aids in selecting an optimal financial solution tailored to your needs.
Drawing from an expansive database of thousands of lenders, Lendersa® rapidly aligns this data with your personal financial profile, providing tailored insights that facilitate informed decision-making.
The Loan Limits Comparison Table for 2026 in Hazel-Park county of Oakland, MI allows comprehensive comparison of maximum amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, and reverse mortgage (HECM), along with hard money loans. To delve into qualification requirements like income, reserves, and credit factors, the Lendersa® Super Loan Integrated Qualifier (SLIQ™) offers detailed evaluation and assessment, an indispensable resource in navigating loan qualifications.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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