In 2026, FHA loans in Holly, Oakland of MI are capped at $472,030 for single-family homes, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
For conventional loans, limits for a single-family home are $726,200, extending to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator can help you find today's optimal rates, calculate downpayment, income, credit, and reserve requirements, and documents to qualify.
The Lendersa® calculator allows you to review FHA rates alongside other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® provides rapid, personalized comparisons using data from numerous lenders matched to your finances.
The Loan Limits Table for 2026 in Holly, Oakland, MI shows max loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgages, and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for qualification details like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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