In 2026, the FHA loan limit in Ishpeming county, part of Marquette, MI, stands at $472,030 for a single-family home. For properties with two units, it is $604,400; for three-unit residences, it reaches $730,525; and for four-unit properties, the limit extends to $907,900. These limits cater to a variety of housing arrangements in the area.
The maximum allowable amount for conventional loans on a single-family property is $726,200. For two-unit homes, the cap is $929,850; for three units, it rises to $1,123,900; and for four units, it goes up to $1,396,800. These figures accommodate different residential structures qualifying for conventional loans.
Use our FHA calculator to access today’s best FHA rates and determine the downpayment, income level, credit standards, reserves, and documentation required for qualification.
The Lendersa® calculator offers the capability to compare FHA rates and terms with those of other loan programs. Explore various options, including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans, alongside FHA loans, to find a fitting solution for your financial needs.
Lendersa® compiles extensive data from thousands of lenders and swiftly adapts it to fit your unique financial profile and requirements, providing personalized insights and solid comparisons.
The Loan Limits Comparison Table for 2026 in Ishpeming county, Marquette, MI, offers an overview of maximum loan amounts available across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualifications such as income, reserves, and credit scores in detail.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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