2026 FHA Loan Limits for Marquette, Marquette County, Michigan

For the year 2026, FHA loan limits in Marquette county, within Marquette, MI, are as follows: $472,030 for a single-family home, $604,400 for residences with 2 units, $730,525 for 3-unit buildings, and $907,900 for those with 4 units.

Regarding conventional loans, the cap for a single-family house stands at $726,200. If the property involves two units, the limit is $929,850; for three-unit properties, it’s $1,123,900; and for four-unit houses, it’s $1,396,800.

Our FHA calculator can assist in finding today's competitive FHA rates. It also calculates necessary down payments and outlines the income, credit score, reserves, and documentation needed for qualification purposes.

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Using Lendersa®'s calculator, compare the rates and terms of FHA loans with all other loan programs. This includes Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans with FHA terms.

Lendersa® aggregates data from a multitude of lenders, performing quick comparisons tailored to your specific financial profile and needs.

The Loan Limits Comparison Table for 2026 in Marquette county, Marquette, MI, offers a detailed comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine additional qualification criteria—such as income, reserves, and credit—employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Marquette county of Marquette, MI

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Marquette FHA Lenders

  • TruNorth Federal Credit Union
  • 1419 N Second Street, Ishpeming, MI, 49849
  • Lends in Michigan
  • TruNorth Federal Credit Union has been open since 1949. The credit union has assets totaling $195.79 Million and provides banking services to more than 16, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Superior National Bank and Trust
  • 235 Quincy Street, Hancock, MI, 49930
  • Lends in Michigan
  • Superior National Bank opened in 1890. Headquartered in Hancock Michigan, Superior National Bank serves clients in the Upper Peninsula and Southeast Michigan regions and employs over 250 people. Superior National Bank provides individual consumers, businesses, municipalities and corporations with a full range of banking services spanning lending.

  • Charlevoix State Bank
  • 111 State Street, Charlevoix, MI, 49720
  • Lends in Michigan
  • Charlevoix State Bank is a locally owned and operated community bank. In an industry known for mergers, acquisitions and the commoditization of financial services, we focus on providing fast creative solutions while building long-term relationships. We service businesses, municipalities and consumers in Charlevoix and northern Antrim counties.

  • Honor Bank
  • 2254 Henry St, Honor, MI, 49640
  • Lends in Michigan
  • Honor Bank isn’t the biggest bank in Traverse City & we like it that way. It means our bank accounts, mortgages, business loans & more are shaped by you. It means that since 1917, we’ve grown with the region, offering products like debit-card cash back & ATM refunds. The principles of our Honor Code are not open to negotiation.

  • Traverse Catholic Federal Credit Union
  • 3797 Veterans Drive, Traverse City, MI, 49684
  • Lends in Michigan
  • Traverse Catholic Federal Credit Union begins in 1950, when a group of employees at Parts Manufacturing Company in Traverse City, received a federal charter to form a credit union for their company. One employee, Lawrence Weber, and his wife, Ann, willingly took on the large responsibility of running the credit union out of their own home.

  • Old Mission Bank
  • 2701 Interstate 75 Business Spur Sault, Sault Sainte Marie, MI, 49783
  • Lends in Michigan
  • Our Mission is to provide superior financial services and products to the businesses, individuals, and communities we serve. Our organization is a result of our community's desire to have more than one locally owned and controlled commercial banking option. Our success will be achieved by our unwavering efforts toward

  • Porter Financial Group, LLC
  • 100 Main St, Suite 7, East Jordan, MI, 49727
  • Lends in Michigan
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • 4Front Credit Union
  • PO Box 795, Traverse City, MI, 49685
  • Lends in Michigan
  • 4Front Credit Union is a member-owned financial. Your financial well-being is at the heart of 4Front Credit Union’s pledge to you, and while plenty of financial institutions make promises, we follow through by ensuring our members enjoy some of the lowest rates on loans and the highest rates on deposits they can find.

  • Versatile Mortgage L.L.C.
  • 810 S Garfield Ave, Suite A, Traverse City, MI, 49686
  • Lends in Michigan
  • 23 years of combind experience in the mortgage industry - Versatile Mortgage, a premier wholesale lender providing mortgage and home financing services for Northern Michigan. Based in Traverse City, Versatile Mortgage offers a full range of loan products and is widely known for its in house 100% construction loan program.

  • TBA Credit Union
  • 630 East Front Street, Traverse City, MI, 49686
  • Lends in Michigan
  • TBA Credit Union is a locally managed community credit union in Traverse City, Michigan, offering financial solutions to anyone living in the state of Michigan. For over 50 years, TBA Credit Union has served the community and is dedicated to offering you a comprehensive selection of checking, savings, lending and investment services.