For the year 2026, the FHA loan limit in the county of Monroe, located in Lambertville, MI, stands at $472,030 for single-family homes. The limits are $604,400 for duplexes, $730,525 for triplex homes, and $907,900 for four-unit properties.
For conventional loans, the highest loan amount available for a single-family home is $726,200. For two-unit homes, it's $929,850, while three-unit properties are capped at $1,123,900. Finally, for a four-unit residence, the limit is $1,396,800.
Utilize our FHA calculator to discover the best FHA rates available right now. It will also help you calculate the necessary down payment and assess the income, credit score, reserves, and documentation required for qualification.
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Examine the Loan Limits Comparison Table for 2026 set in the county of Monroe in Lambertville, MI. This resource lets you compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To contrast eligibility criteria such as income, reserves, and credit score, employ Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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