In 2026, the FHA loan limit for Temperance in Monroe county, MI, is $472,030 for single-family homes, extending to $604,400 for two units, $730,525 for three units, and reaching $907,900 for four units.
The maximum amount for conventional loans on a single-family home is $726,200. For two units, it's $929,850, for three units $1,123,900, and for four units $1,396,800.
Utilize our FHA calculator to explore today's best FHA rates, and calculate the downpayment, income, credit, reserves, and necessary documentation needed for qualification.
The Lendersa® calculator lets you compare FHA rates and terms alongside all other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders, matching it swiftly with your unique financial profile and needs.
Utilize the Loan Limits Comparison Table for 2026 in Temperance, Monroe, MI, to find the maximum loan amounts across categories like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. For comparing qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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