In 2026, the FHA loan limits in New-Baltimore county of Macomb, MI, are as follows: $356,362 for a single-family home; $456,275 for two-unit properties; $551,500 for three units; and $685,400 for four-unit homes. These limits cater to diverse housing configurations and needs.
The maximum amounts for conventional loans on single-family residences are $548,250. For homes with two units, the limit is $702,000; for three units, it is $848,500; and for four units, it peaks at $1,054,500. These limits adapt to various residential layouts commonly found in the housing market.
Our FHA calculator helps you find today’s most competitive FHA rates while determining the necessary downpayment, income requirements, credit score, reserves, and documents needed to secure a loan.
The Lendersa® calculator facilitates comparison of FHA rates and terms alongside those of other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money options. This comprehensive analysis assists in finding the best loan program tailored to your financial needs.
Lendersa® gathers extensive loan data from thousands of lenders, quickly aligning this information with your personal financial profile and needs to provide insightful recommendations.
For 2026, the Loan Limits Comparison Table for New-Baltimore county in Macomb, MI, provides maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) can be employed to evaluate essential qualification criteria, including income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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