In 2026, the FHA loan limits in Mount-Clemens county of Macomb, MI, are: $356,362 for a single-family home, $456,275 for properties with two units, $551,500 for three units, and $685,400 for four-unit homes. These limits accommodate different housing configurations.
The highest loan amount for conventional loans on a single-family residence is $548,250. For homes with two units, the limit rises to $702,000, with three-unit properties reaching $848,500, and for four units, it stands at $1,054,500. This range supports a variety of residential layouts.
Use our FHA calculator to explore today’s top FHA rates and assess the necessary downpayment, income criteria, credit rating, reserves, and required documents to qualify.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with those from other loan programs. Examine a wide range of options including conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans for a comprehensive overview of possibilities.
Lendersa® rapidly compiles data from thousands of lenders, offering quick, tailored comparisons to suit your financial profile and individual needs.
In 2026, the Loan Limits Comparison Table in Mount-Clemens county of Macomb, MI, details maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. For examining qualification needs like income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for thorough analysis.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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