In 2026, FHA loan limits in Shields county, Saginaw, MI, are $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
Conventional loans have a maximum of $726,200 for a single-family home, moving up to $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator for today's top rates and check downpayment, income, credit, and reserve requirements to qualify.
The Lendersa® calculator lets you compare FHA rates with other loan types like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® uses data from thousands of lenders to match loan options with your financial profile and needs quickly.
The Loan Limits Comparison Table for 2026 in Shields, Saginaw, MI shows max loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for income, reserves, and credit assessments.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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