In 2025, the FHA loan limit in Freeland, Saginaw, MI is $472,030 for a single-family home. For 2-units, it’s $604,400, for 3-units $730,525, and for 4-units $907,900.
The maximum for conventional loans on a single-family residence is $726,200. For 2-units, it’s $929,850, for 3-units $1,123,900, and it maxes out at $1,396,800 for 4-units.
Use our FHA calculator to find today’s top FHA rates and determine the downpayment, income, credit score, reserves, and necessary documents required to qualify.
The Lendersa® calculator allows you to compare FHA rates against other loan options, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates lender data from thousands of options, enabling rapid comparisons matched to your financial profile and needs.
The Loan Limits Comparison Table for 2025 in Freeland, Saginaw, MI, provides an overview of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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