In 2026, the FHA loan limits in Walker county, within Kent, MI, are $472,030 for a single-family home, $604,400 for 2 units, $730,525 for 3 units, and $907,900 for 4 units.
For conventional loans, the maximum amount for a single-family residence is $726,200. For homes with two units, the limit is $929,850; for three units, it is $1,123,900; and for four units, it reaches $1,396,800.
Use our FHA calculator to view today’s best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator enables you to compare FHA rates and terms with other loan programs like conventional loans, jumbo loans, VA, USDA, non-QM, and hard money loans.
Lendersa® collects data from thousands of lenders and quickly matches it with your financial profile, providing timely comparisons for your needs.
The Loan Limits Comparison Table for 2026 in Walker county, found in Kent, MI, allows you to compare maximum loan amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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