During 2025, the FHA loan limits in East-Grand-Rapids county of Kent, MI are set at $356,362 for a single-family home. For properties with 2 units, the limit is $456,275, for 3-unit properties it increases to $551,500, and for 4-unit homes, the maximum is $685,400. These limits accommodate a variety of residential setups.
Regarding conventional loans, the top amount for a single-family home is $548,250. In cases of two-unit homes, it is $702,000; for properties with three units, it grows to $848,500, and houses with four units have a cap of $1,054,500. Such diversity ensures various housing needs are met.
Make use of our FHA calculator to view today’s top FHA rates and to ascertain what downpayment, income level, credit score, reserves, and documents are needed for qualification.
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The Lendersa® calculator is a valuable tool for comparing FHA rates and terms alongside various loan programs. Delve into options such as conventional loans, jumbo mortgages, VA and USDA loans, non-QM funding, and hard money loans for a comprehensive perspective.
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For 2025, view the Loan Limits Comparison Table in East-Grand-Rapids county of Kent, MI, which outlines the maximum amounts for FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. The Lendersa® Super Loan Integrated Qualifier (SLIQ™) helps you assess essential qualification requirements including income, reserves, and credit score effectively.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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