In 2026, the FHA loan limits for the county of Wayne, located in Westland, MI, are $472,030 for a single-family home, $604,400 for properties with two units, $730,525 for three-unit buildings, and $907,900 for four-unit properties.
The maximum loan amounts for conventional loans are $726,200 for a single-family dwelling, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for residences with four units.
Utilize our FHA calculator to find the best FHA rates available today and to identify the required downpayment, income level, credit score, reserves, and necessary paperwork to qualify.
The Lendersa® calculator lets you compare FHA rates and terms with those of other loan options. Investigate and evaluate FHA options alongside Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® swiftly retrieves loan program data from numerous lenders and aligns it with your personal financial profile and requirements.
For the year 2026, the Loan Limits Comparison Table in the county of Wayne, Westland, MI, provides detailed comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To examine qualification necessities such as income, reserves, and credit ratings, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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