In 2026, the FHA loan limit in Inkster county, which is part of Wayne, MI, is set at $472,030 for a single-family home. For properties with two units, it stands at $604,400, for those with three units, it is $730,525, and for four-unit homes, the limit is $907,900.
The maximum conventional loan on a single-family residence is $726,200, for two-unit residences it's $929,850, for three-unit homes it's $1,123,900, and for four units, it's $1,396,800.
Utilize our FHA calculator to check today’s most favorable FHA rates and determine what downpayment, income, credit, reserves, and documents are needed to qualify.
The Lendersa® calculator enables easy comparison of FHA rate & terms with various other loan programs, including conventional, jumbo, VA, USDA, non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders and quickly matches it with your financial profile to provide appropriate comparisons.
For 2026, the Loan Limits Comparison Table in Inkster county, Wayne, MI, helps you compare the maximum loan amounts available across FHA, conventional conforming, jumbo, USDA, VA, non-QM, super jumbo, reverse mortgage (HECM), and hard money loans. To review qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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